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Become Debt Free with

Capricorn Debt Counsellors

WE ARE REGISTERED AND QUALIFIED TO MAKE YOUR DEBT ISSUES GO AWAY, OUR TEAM HAS ONE GOAL: TO GET YOU DEBT-FREE!

WE WON’T CHARGE YOU ANY MONEY BEFORE STARTING THE PROCESS, APPLY WITH US, YOU HAVE NOTHING TO LOSE AND A LOT TO GAIN.

Get in touch

Not sure if you qualify?

It's easy with our quick assessment

Capricorn Debt Counsellors - Website Form
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Enjoy a happier, stress-free life

While undergoing Debt Counselling, you will be protected against legal action taken by your Credit Providers and only have to pay one monthly, affordable reduced payment, leaving you with enough money for your monthly expenses

How does it work?

STEP

01

COMPLETE OUR DEBT ASSESSMENT

It’s free of charge and only takes a few minutes. Complete our online debt assessment and provide us with the details of your financial situation.

STEP

02

WE WILL CONTACT YOU

We will contact you in 48hr. Your Debt Counsellor determines whether your monthly expenses and debt exceed your monthly income. After that, we will contact you to start the process.

STEP

03

YOU’LL BE PLACED UNDER DEBT REVIEW

You’ll be placed under Debt Review and protected from your creditors. We’ll inform all your Credit Providers and the Credit Bureaus that you are under Debt Review.

STEP

04

YOU ONLY PAY A SINGLE, REDUCED PAYMENT

We’ll restructure your payment plan and negotiate with your Credit Providers on your behalf.

STEP

05

THE PROCESS IS FINALIZED

Our specialist attorneys will apply at the court to make your restructured payment plan a court order.

WHO NEEDS DEBT COUNSELING?

WHY CHOOSE US?

What is the NCA?

National Credit Act

The National Credit Act (NCA) was signed into law by the President on 15 March 2005, and governs the assessment, application and maintenance of credit granted by a credit provider to a consumer within the Republic of South Africa.

The NCA must be read in conjunction with the Regulations passed in terms of the Act.

The NCA has updated areas of the law that were contained in the Credit Agreements Act, the Usury Act and other legislation that were cumbersome, ineffective and subject to abuse or obsolete.

Ready to become debt-free?

Take our quick assessment and see if you qualify for debt counselling, it only takes a minute.

Send a request and we will contact you